Insurance companies have multiple obligations to its insured, including: helping you file your claim, reasonably investigating your claim, paying claims that are due, only denying a claim for good cause, and much more. Essentially, the insurance company has an obligation to live up to the promises it has made in the complex terms of your insurance policy. Unfortunately, insurance companies do not always live up to their obligations, and it often leaves the insured with numerous outstanding and unpaid bills.
To put it simply, this is not fair. Insurance companies need to live up to their end of the bargain. Dealing with an insurance claim can be challenging enough without having to deal with acts of bad faith. If your insurance company is failing to comply with the terms of your insurance policy or act in a reasonable manner while you are attempting to manage an insurance claim, you may have ground for an insurance bad faith claim. Give us a call to discuss if you have a legal claim against your insurance company for acting in bad faith.